Is your bank account being frozen by the CRA causing you to be unable to pay your bills or operate your business? Can’t refinance your home because the CRA has a lien on your property? Not receiving payment in full from your clients because of garnishments issued by the CRA?

Having past due taxes owing to the CRA or any provincial authority, they believe that the debt is payable in full, but that is not the case. It is possible to negotiate a repayment plan based on your financial ability when tax authorities continue to charge you interest at an absorbent rate.

It is in your best interest to negotiate a payment plan in a timely fashion.

CRA’s Collection Officers are often very aggressive and will come to your home or office with one purpose – to collect as much as possible as quickly as possible. They have many collection powers, but sometimes may mislead you in regards to your rights.

You need to be careful as the CRA has a variety of means of collecting unpaid tax debt involuntarily. The most common mechanisms include:

  • Wage garnishing
  • Imposing property liens
  • Destroying your credit
  • Forcing the sale of your home
  • Freezing and/or seizing bank accounts
  • Intercepting monies payable to you
  • Seizing your assets.

Contact a lawyer at Invictus LLP to find out what options you have. We can help negotiate the removal of legal action that CRA has initiated, including: personal property liens, salary garnishments, requirements to pay and unfreeze seized bank accounts.

CRA Resources

Collection at the CRA


Tax Collections Policies

Prescribed Interest Rate

Invictus LLP’s website contains information of a general nature, was not created to provide legal advice, and you must not rely upon it for legal advice. All tax related matters are fact-driven and will differ from the scenarios we have provided. If you have questions and need tax and legal advice, please contact al lawyer at our office for help!